It’s always best to bear pension options in mind as a way of saving tax.
It is possible to set up company schemes to pay into your personal pension pot thereby saving corporation tax.Â
You can also pay personally and directly, into your personal pension fund to save on (personal) income tax. However, for contractors who are  higher rate tax payers, many find it more tax efficient to set up a company pension scheme, as opposed to a personal pension scheme -ie to make contributions from your own limited company into a pension scheme as opposed to you making them personally.
Your overall position may well need to be reviewed before you opt for anything, so that’s why I advise clients to speak to their IFA.Â
Its best to sort this out well before the end of the tax year (5th April).
Article from Graeme Bennett of Forbes Young
that’s such useless article.